Partner Article

Does Your Business Need Commercial Fleet Insurance?

Fleet insurance is similar to any other kind of vehicle insurance policy, but it covers a large number of vehicles so you don’t have to shell out insurance for each individual one. If your company uses vehicles for its business, then you will need commercial fleet insurance. Although having separate insurance may seem like a good idea at first, as your business and vehicles continue to grow then individual insurance policies can become more expensive and difficult to manage.

With commercial fleet insurance, you can choose comprehensive cover and you will be covered if one of your vehicles gets damaged or stolen. As all your vehicles will be protected under one policy, you will only have to pay one annual premium to get all your company’s vehicles covered. You can even arrange the cover in such a way so that any of your drivers can drive any of the vehicles, making everything comfortable and flexible for you.

The highest level of commercial fleet cover available is comprehensive cover. Although this is usually the most expensive, it will ensure you’re not met with a large repair bill if your vehicle is involved in a fire or accident or is stolen. However, there are a number of other different types of fleet insurance available to suit your needs, such as third party only cover, which only covers damage incurred to others, or a third party fire and theft policy covers the cost to repair the vehicle if your vehicle is involved in a fire or stolen, so you can choose the type of cover that works best for you.

Commercial fleet insurance is convenient and easy for your business, as insuring each of your vehicles individually takes a lot of time, putting extra burdens on your company’s administrative team. When you take out fleet insurance, all your vehicles are covered under one policy, making it instantly easier to budget for insurance, and one date to pay for everything makes managing your time and money a much easier task.

Using one company to ensure your entire fleet also means you are in an excellent position to be offered a very competitive deal by your insurance company of choice. Normally you can trust that commercial fleet insurance will work out much cheaper for you than insuring all of your company’s vehicles individually.

Use Quote Me Today to cover your fleet with the most suitable policy for your needs, which you can find quickly and easily on their website. Commercial fleet insurance protects a large range of vehicles, whether your company uses cars, trucks or vans. You can also cover any driver over the age of 21, and even tailor your policy to best suit the needs of your company.

This was posted in Bdaily's Members' News section by Will Hemner .