Tandem Bank promotes new finance chief

London-based challenger bank Tandem Bank has promoted Ryan Heaps to chief financial officer, strengthening its executive team as the business continues its growth journey.

Ryan steps up from his previous role as deputy chief financial officer, following regulatory approval.

A chartered accountant with more than 15 years’ experience, he joined Tandem in 2022 as part of the Oplo acquisition, where he had served as head of finance since 2018.

Since joining the bank, Ryan has played a key role in shaping Tandem’s strategic and financial direction. 

His promotion reflects the bank’s focus on developing internal talent and building a strong leadership pipeline.

Ryan said: “I’m proud to take on the chief financial officer role at such an important moment for the bank. 

“Having been part of the business through a significant transformation journey, I’ve seen first-hand how Tandem has evolved to deliver sustainable growth and real value for customers. 

I’m excited to help shape the next phase of our strategy – supporting responsible finance, strong long-term performance, and products that genuinely help people get more from their money.”

Ryan’s appointment forms part of a wider strengthening of Tandem’s C-suite, alongside recent senior hires across technology and motor finance. 

Tandem enters 2026 with more than £1.5 billion in assets under management and continued growth across its green and pathway-to-green lending products.

Neil Chandler, chief executive of Tandem, added: “Ryan has an exceptional understanding of our business, our customers and our strategic priorities. 

“He has played a key role in strengthening our financial performance over recent years, and his appointment as chief financial officer reflects both his impact and the depth of talent within Tandem. 

“I’m delighted to see him step into this role.”

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